GLTY implements a Direct-to-Consumer marketing model to capture potential customer accounts. as of March 2021, our database has amassed over 310 million records. These highly profitable contacts include full name, physical address, email address, telephone, social media, DOB, ethnicity, IP Address, referral source, investment portfolio, investment risk, hobbies, own/rent, annual income, debt-to-equity score and where legally available, personal credit information. On average, commercial email campaigns have a 1% -5% open ratio, which typically results in a 5% click through. The average GLTY campaign enjoys between 19% - 25% with a 10% click through.